Smart financial move, the 15-yr mortgage
Smart financial move, the 15-yr mortgage Minneapolis, MN: “I own my home free and clear!“. How great would it be to say that? No payments when you retire. No payments while you are also paying for...
View ArticleAre No Doc loans still available?
NO Documentation Loans? NINA, SIVA, SISA, STATED Income, No Doc “NO DOC” loans had been around for years, and served a niche market for the self-employed, commission, and tipped income home owners....
View ArticleIRS Reports First Time Home Buyer Tax Credit Abuse
The IRS says there was significant abuse and fraudulent claims related to the $8000 First Time Home Buyers tax credit. Pretty shocking numbers… $29 Billion dollars given to 4 million people, and the...
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Refinancing? Common mistakes to avoid
Mortgage Interest Rates are near historic lows. You want to refinance? Common mistakes, and what NOT To Do There are a lot of things “not to do”. I will point out only the 3 most common mistakes I see...
View ArticleDont worry about credit inquiries when shopping for a mortgage loan
Shopping for a mortgage loan? DON’T worry about inquiries on your credit report We’ve all heard it before. Having someone pull your credit will reduce your credit score. Sadly, many people end up...
View ArticleGovernment Fraudsters Got Special Countrywide Mortgage Loans
Government Fraudsters Got Special Mortgage Loans – AND THEY ARE STILL IN CHARGE! What do you think about this crap? Log in and post
View ArticleIn Real Estate, When you snooze, you lose
In Real Estate – When You Snooze, You Lose! Minneapolis / St Paul, MN: A big shift in the housing market in our area has taken many by surprise. Any qualify house under $200,000 is selling in just...
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Have a small side business? Disclose it to your Loan Officer
Have a small side business? Disclose it to your Loan Officer St Paul, MN: It is a pretty well know that when buying a home and applying for a home mortgage loan these days, mortgage companies are...
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De-Bunking 3 Mortgage Myths
I hear things all the time, that as a Minnesota Based Mortgage Loan Officer, drive me crazy. Here are a few things that seem to be high on the need to be de-bunked list. Myth #1 – Banks are not...
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